• An OFW who is an active or inactive certified OWWA member
who is:
  - Currently employed overseas
  - Who applies under the Program not later than three (3) years from the time of return to the Philippines, except on cases where the applicant has an on-going business prior to the time of application
  - Applicant should have completed Enhanced Entrepreneurial Development Training (EEDT)

• Group of OFWs who formed themselves into a business entity, either as partnerships, corporations or cooperatives, and has at least three (3) years track record of profitable operations, provided that all partners/stockholders/directors/officers/ members are OFWs who have been certified as OWWA members and have completed the enhanced EDT

• The minimum amount shall be Php100,000.00 with the following
loan ceilings:
- Php 2.0 million for OFW applicant as single proprietorship
- Php 5.0 million for Group of OFWs either as partnership,
corporation, or cooperative

• Working Capital
• Fixed Asset Acquisition

• 7.5% per annum fixed for the duration of the loan

• Statement of Assets & Liabilities
• Business Plan
• Barangay Certification as to residency
• Proof of billing address
• OWWA Bonafide Certification

The Overseas Filipino Workers Reintegration Program (OFWRP) is a program tie-up between LANDBANK and the Overseas Workers Welfare Administration (OWWA) to encourage OFWs to engage in business as an alternative to overseas employment through credit assistance.

The following are the eligible borrowers under the program:

An OFW who is an active or inactive certified OWWA member who is:

• Currently employed overseas;
• Or, who applies under the Program not later than three (3) years from the time of return to the Philippines, except in cases where the applicant has an on-going business prior to the time of application;
• And, the applicant should have completed enhanced Entrepreneurial Development Training (EDT).

Group of OFWs who formed themselves into a business entity, either as partnerships, corporations or cooperatives, and has at least three (3) years track record of profitable operations, provided that all partners/stockholders/directors/officers /members are OFWs who have been certified as OWWA members and have completed the enhanced EDT can also borrow under the program.

The enhanced Entrepreneurship/Entrepreneurial Development Training (EDT) is a concise but more comprehensive training module to prepare the OFWs on all the aspects of going into business.

Respective OWWA Offices will determine whether or not the prospective OFW-borrower when initially assessed still needs EDT.

The eligible loan purposes that can be funded under the program are working capital and fixed asset acquisition.