Registered MSMEs, corporation and cooperatives which are majority (50% plus 1) owned and managed by women. 

Up to 80% of actual need or project cost

• Working Capital
• Financing of Confirmed Purchase Order/Letter of Credit
• Construction/Renovation of building/facilities related to business operations
• Rediscounting and/or On-lending activities (applicable for cooperatives/PFIs)

5% per annum fixed for three (3) years and subject to annual repricing thereafter based 1-year BVAL reference rate plus applicable spread

• Accomplished Loan Application Form (with pictures, if applicable)
• SEC/CDA/DTI-certified true copy of Certificate of Registration, Articles of Incorporation/ Cooperation and By-Laws
• Corporate Secretary-certified true copy of duly notarized Certificate confirming the Resolution of the Board of Directors and/or committees or bodies authorizing the application for LANDBANK loans specifying the amount, loan purpose and the entity’s authorized signatories
• Valid certificates/permits/licenses/clearances from concerned government agencies
• Audited Financial Statements (FS) with Notes for the past three (3) years and the current year interim FS
• List of Key Officers of the Firm, incumbent members of the Board of Directors and the firm’s existing principal shareholders and their stockholdings
• Client Information and Signature Specimen Card and at least one (1) valid/government ID such as but not limited to unexpired passport, Social Security System, Government Service Insurance System or Driver’s License
• Tax Identification Number/Copy of updated Income Tax Return (ITR)

The Emerging FILIPINA Lending Program is LANDBANK’s credit support initiative for Filipina entrepreneurs. Women-led businesses that engage in traditional trade, e-commerce, food services, and many other endeavors. The Program also offers training to strengthen women’s skills in management, marketing, production, finance, and information technology.

Registered MSMEs, corporation and cooperatives which are majority (50% plus 1) owned and managed by women.

Additional working capital requirement for the expansion of existing business or finance purchase orders; funds for renovation or construction of buildings or facilities directly related to the business operations. For cooperatives, rediscounting of borrower’s loans to help replenish existing working capital.

Up to 80% of actual need or project cost per Bank validation. For cooperatives and SME with micro-financing business, rediscounting of up to 85% of the outstanding principal balance of borrower PNs at the time of rediscounting.

For short term facilities, up to 360-day PN. For permanent working capital, up to five years. For acquisition or construction/renovation of fixed assets, up to 10 years.