▪ Farmers’ Cooperatives/Associations (FCAs) and their Federation
▪ Micro, Small and Medium Enterprises (MSMEs)
▪ Large Agri-business Entities (LAEs)/Corporations
▪ Non-Governmental Organization with legal personality to borrow
▪ Countryside Financial Institutions
▪ Veterinary/Animal Husbandry Graduates or graduates of any related course or Certificate of at least two (2) years training

▪ For Production (in case with tie-up with integrator, project cost shall be net of the materials, inputs and services provided by integrator)
▪ Up to 80% of the total project cost for production loan
▪ For working capital: within computed working capital requirement
▪ For Fixed Assets: not more 80% of the validated acquisition/construction cost
▪ For land acquisition: Up to 80% of appraised value
▪ Rediscounting – up to 90% of current OS of the sub PN being rediscounted

▪ Land acquisition as project site
▪ Site development
▪ Building construction/retrofitting
▪ Purchase and installation of machineries and equipment
▪ Long-term lease of production facility
▪ Forage/Silage Production
▪ Purchase of production inputs
▪ Construction of Wholesale Markets/Bagsakan Centers
▪ Working Capital/Permanent Working Capital
▪ Relending/Rediscounting
▪ Receivables Financing
▪ Technology Adoption

STL & TL
- Based on prevailing LANDBANK rate at the time of availment

PLVC Lending Program is a set of financing initiatives aimed at supporting the entire value chain of poultry, swine (hog), and related livestock sectors.

The objectives of the program aim to: help secure the country's food security (particularly the supply of poultry, livestock, and dairy products); provide comprehensive lending support for the sector's production, processing, packaging, transport, storage, and marketing activities; contribute to the overall efforts of increasing farm productivity, generating employment, and increasing rural household income; and expand the Bank's portfolio in the poultry and livestock sector.

The following are the eligible borrowers under the program:

• Farmers’ Cooperatives and Associations (FCAs) and their Federation

• Micro, Small and Medium Enterprises (MSMEs), i.e., Sole Proprietorship, Partnership, and Corporation

• Large Agri-business Enterprises and Corporations

• Non-Governmental Organization with legal personality to borrow

• Countryside Financial Institutions i.e., Rural Banks, Cooperative Banks and Thrift Banks

• Veterinary/Animal Husbandry Graduates or graduates of any related course

• For all type of Borrowers, they must pass the Bank’s established Risk Asset Acceptance Criteria (RAAC) for each type of borrower. RAAC for Cooperatives shall be adopted for Farmers’ Associations

• For poultry and swine, with a farm site suitable for the project as inspected and cleared by an integrator or validated by Lending Unit (LU) with the following standard features:

• Minimum of one (1) hectare

• Must be within an agricultural/agro-industrial zone

• At least one (1) km away from residential area and any nearest poultry/hog farms and related operation

• With access to dressing plant and/or slaughterhouse operated/contracted by the Integrator, LGU and other private operators

• With reliable source of electricity and adequate potable water

• With all-weather roads that can accommodate 10-wheeler trucks for feed deliveries and hauling of harvests

• Duly registered with the Department of Trade and Industry, Securities and Exchange Commission or the Cooperative Development Authority, as applicable

• Borrower should have an identified buyer or ready market

• For start-up, borrower must be tied-up with an Integrator with contract duration preferably not less than the term of the loan. If no Integrator is operating within the locality, proponent must have experience and/or training relevant to the project.

• For FCAs, at least 20% of their members must be registered with Registry System for Basic Sectors in Agriculture (RSBSA), and member-borrowers (or backyard raisers participating in the clustered poultry/piggery/cattle farm) should be those RSBSA-listed.

• Land acquisition as project site

• Site development to include construction of perimeter fence and road network inside the farm, pasture/ranging area, canals with cross drain, wastewater treatment

• Building construction/retrofitting to include:

• Poultry/Piggery/Cattle production buildings (sheds/stalls, climate controlled/conventional) and other related structures/ facilities (Farm Office, Staff House, Guard House, Warehouse, Storage Room, Biosecurity Building/Room and utilities

• Structures for feed mill, hatchery, dressing plant, processing plants, cold chain facilities, etc.

• Biogas system and Lagoon

• Other building/facility construction purposes related to poultry and livestock business

• Purchase and installation of machineries and equipment to include:

• Poultry: tunnel ventilation system, plastic slats, automated/manual feeding & drinking equipment, brooder, breeders’ nests, laying cages, egg sorting machine, egg trays & crates, and generator set.

• Swine: Ventilation/heating system, slats, feed delivery system, drinking equipment, gestation/farrowing equipment, generator with automatic transfer switch

• Cattle: feeding and drinking equipment, guards, crates, chutes, etc.

• Dairy: Milk processing equipment

• Cold chain equipment, refrigerated delivery vehicle

• Equipment needed for feed mill, hatchery, dressing/processing plant and other allied businesses

• Long-term lease of production facility (applicable to veterinary/animal husbandry graduates and to those with government-sponsored training)

• Forage/Silage Production

• Purchase of production inputs (except as provided for by the Integrator/Contract Buyer if under Contract Growing Agreement), including acquisition/importation of livestock, dairy herd, semen, breeding animals, hatching eggs, etc.

• Construction of Wholesale Markets/Bagsakan Centers

• Working Capital/Permanent Working Capital

• Relending/Rediscounting

• Receivables Financing

• Technology Adoption

The interest rate is based on LANDBANK prevailing lending rate at the time of availment.