▪ Cooperatives and Farmers’ Organization
▪ Corporation
▪ SMEs
▪ Partner Financial Institutions (PFIs)
▪ Large Agri-business Enterprises

▪ Up to 80% of the project cost (85% for co-ops) but not higher than the net borrowing capacity of the borrower

For all agri-fishery-related projects, which include the following, among others:
▪ Agriculture/ Aquaculture
▪ Food/Agro-Processing
▪ Farm Machinery and Equipment
▪ Agriculture-related Services
▪ Product Distribution/ Packaging/ Trading
▪ Agri-related Infrastructure

▪ STLL & TL
▪ Based on prevailing LANDBANK rate at the time of availment (mimimum of 5.65 % per annum)

Any or a combination of the following:
▪ Assignment of proceeds of insurance claims
▪ Assignment of proceeds of guarantee claims
▪ Real estate mortgage
▪ Chattel mortgage
▪ Hold-out on deposits
▪ Assignment receivables
▪ Other collateral acceptable to the Bank

HARVEST is a special lending program of LANDBANK to provide credit and technical assistance to farmers' organizations and cooperatives, Participating Financial Institutions (PFIs), and Small and Medium Enterprises (SMEs) in the Bangsamoro Autonomous Region in Muslim Mindanao (BARMM), and other conflict-affected areas in Mindanao, as well as areas which are commercially linked to the region through a value chain concept, to support its peace-building efforts and economic growth.

• Bangsamoro Autonomous Region in Muslim Mindanao (BARMM)

• Conflict-affected areas in Mindanao (CAAM)

• Areas outside of BARMM/CAMM that are part of a value chain in the region

• Cooperatives and Farmers’ Organizations

• Corporations

• Small and Medium Enterprises (SMEs)

• Partner Financial Institutions (PFIs)

• Large Agribusiness Enterprises (LAEs)

• Agriculture and aquaculture

• Food and agro-processing

• Farm machinery and equipment

• Agriculture-related services

• Product distribution, packaging, and trading

• Agri-related infrastructure

Up to 80% of the total project cost based on LANDBANK’s assessment